For Electricians · Plumbers · Landscapers · Contractors

Stop Leaving Money on the Jobsite.

The complete financial system for independent trades operators. Price jobs for real profit, track every dollar, and stop getting blindsided at tax time — without hiring an accountant.

30-page playbook: the pricing & money system, in plain English
5 spreadsheet tools: pricing calculator, tracker, invoice, tax estimator
Instant download — up and running in under an hour
Lifetime updates included

Get the Full Bundle — $47 See what's inside

✓ 30-day money-back guarantee. If it doesn't make your pricing clearer and your finances simpler, get every dollar back.

CPA Created by Ryan Draper, CPA — founder of RAD Accounting, where he runs the finances for real small businesses every month.

The playbook + all five spreadsheet tools — yours instantly.

The Real Problem

Good at the trade. Losing on the business.

Most trades operators are skilled craftspeople running an accidental business. The financial side — pricing, tracking, taxes — was never taught. So they guess. And guessing is expensive.

Underpricing Every Job

Quoting from gut feel instead of math means working hard for thin margins. The kit's pricing calculator turns your real costs into a quote you can defend — in minutes.

No Expense Tracking = No Control

When you don't know what you're spending, you can't spot the leaks. The tracker gives you a live picture of profit every month — about 15 minutes of upkeep a week.

Tax Surprises Every Spring

Self-employment tax hits hard — both sides of Social Security and Medicare. The quarterly estimator tells you what to set aside and when, so April holds no surprises.

Everything in the Kit

One system. Five tools. Zero guesswork.

Everything a solo or small trades operation needs to run its finances with confidence — without a bookkeeper.

Best value

Value: $27

📋 The Trades Business Money System

A 30-page plain-English playbook covering every financial system a trades business needs. Written for the field, not the office.

How to calculate your real Minimum Viable Rate (MVR)
The 4-part job pricing formula (with worked examples)
Weekly bookkeeping habits that take 15 minutes
Quarterly tax planning & what to set aside
How to invoice, collect deposits & handle late payers
A 90-day financial action plan

Value: $29

📊 Income & Expense Tracker

A fully formatted Excel & Google Sheets tracker with auto-summing categories and a live profit picture.

5 expense categories pre-built (materials, vehicle, labor, etc.)
Automatic income vs. expense totals
Monthly profit/loss calculated in real time
60+ pre-formatted transaction rows, color-coded

Value: $15

💰 Job Pricing Calculator

Enter labor hours and material cost — your full quote calculates automatically, including markup, margin, and a rounded suggested price.

Pulls your MVR from the Dashboard automatically
Adjustable material markup & profit margin per job
Running job history log to track average ticket value

Value: $15 + $11

🧾 Invoice Template + Tax Estimator

A print-ready professional invoice with auto-calculated totals, plus a quarterly tax estimator that tells you exactly what to set aside.

Professional invoice with your branding fields built in
Late payment terms clause built into the template
Tax estimator covers SE tax + federal income tax
Quarterly payment schedule with exact due dates

Who Built This

Built by RAD Accounting.

No hype, no rented sports cars — just the math, from someone who does this for a living.

Ryan Draper, CPA

Founder, RAD Accounting

I'm a licensed CPA, and I run RAD Accounting, where I keep the books and guide the finances for real small businesses every month. Pricing work profitably, tracking cash honestly, planning for taxes — that's my day job.

Trades Money Kit is the same system I use with clients — the pricing math, the tracking workflows, the tax set-asides — rebuilt in plain English for the trades operator who does everything themselves.

Most trades businesses don't need a fractional CFO yet. They need the fundamentals, done right. That's what this is.

Get the Kit

Everything above. One low price.

Instant download. Use it on your next quote today.

Complete Bundle — Best Value

Trades Money Kit

The Trades Business Money System (PDF)
Income & Expense Tracker (Excel + Sheets)
Job Pricing Calculator
Professional Invoice Template
Quarterly Tax Estimator
Lifetime updates included

~~$97~~ $47

one-time · instant download

Get Instant Access →

Playbook Only

The Money System

30-page playbook (PDF)
MVR calculation & 4-part pricing formula
Tax planning & invoicing chapters
Lifetime updates included

$27

one-time · instant download

Get Just the Playbook

🔒 Secure checkout · Instant download · 30-day money-back guarantee

How It Works

Up and running in under an hour.

Download & Open

Instant delivery to your inbox. Open the PDF on any device and the Excel file in Google Sheets or Excel. No account needed.

Calculate Your MVR

Follow Chapter 1 of the playbook or use the Dashboard tab. Enter your overhead and desired pay — your real hourly rate calculates instantly.

Price Your Next Job Right

Open the Job Pricing Calculator. Enter hours and material cost. Your full quote — including markup and margin — appears automatically.

Track, Invoice & Repeat

Log transactions in the tracker, send invoices with your own branding, and check the tax estimator each quarter. About 15 minutes a week, total.

Common Questions

Everything you need to know.

Who created Trades Money Kit? +

Trades Money Kit was created by Ryan Draper, a licensed CPA and founder of RAD Accounting, where he handles the books and finances for real small businesses. The kit packages the same pricing, tracking, and tax systems he uses with clients — rebuilt for independent trades operators.

Do I need accounting experience to use this? +

Not at all. The playbook is written for tradespeople, not accountants. Every concept is explained in plain English with worked examples. If you can read a job quote, you can use this system.

What format does everything come in? +

The playbook is a PDF — readable on any phone, tablet, or computer, and printable. The spreadsheet tools come as a single .xlsx file that works in both Microsoft Excel and Google Sheets (free).

I already use QuickBooks. Do I still need this? +

The playbook's job pricing formula and the tax planning system work independently of any software — they're frameworks, not apps. Many QuickBooks users grab the Playbook + Job Pricing Calculator specifically to improve their quoting. The tracker is for those who don't use accounting software.

Does this work for my specific trade? +

Yes. The system works for any independent trades operator or contractor: electricians, plumbers, HVAC, landscapers, painters, carpenters, roofers, handymen, and others. The pricing formula and tax system apply regardless of the specific trade.

What's the refund policy? +

30 days, no questions asked. If you open the playbook and it doesn't make your pricing and finances clearer, email us and we'll refund every dollar.

Is this US-specific for taxes? +

The tax section (Chapter 4 and the Tax Estimator tab) uses US self-employment tax rates and IRS quarterly payment dates. The pricing system, tracker, and invoice template are universal — international buyers find the pricing and tracking tools fully applicable, just skip the US-specific tax figures.

Ready to Fix Your Finances?

One better-priced job can pay for this many times over. Stop guessing on prices. Stop dreading tax time. Get the system built by a CPA who does this for real businesses.

Get Instant Access — $47

or get just the Playbook for $27

🛡️

30-Day Money-Back Guarantee

Doesn't make your pricing clearer and finances simpler? Get every dollar back, no questions asked. You're not risking a thing.